/* === CSS RESET & NORMALIZE === */
html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, a, abbr, acronym, address, big, cite, code, del, dfn, em, img, ins, kbd, q, s, samp, small, strike, strong, sub, sup, tt, var, u, i, center, dl, dt, dd, ol, ul, li, fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td, article, aside, canvas, details, embed, figure, figcaption, footer, header, hgroup, menu, nav, output, ruby, section, summary, time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
article, aside, details, figcaption, figure, footer, header, hgroup, menu, nav, section {
  display: block;
}
body {
  line-height: 1.5;
  background-color: #F9F9F9;
  color: #1a2a3b;
  font-family: 'Open Sans', Arial, Helvetica, sans-serif;
  font-size: 16px;
  min-height: 100vh;
}
a {
  color: #174B71;
  text-decoration: none;
  transition: color 0.2s;
}
a:hover, a:focus {
  color: #FFAD28;
}
ul, ol {
  list-style: none;
  padding: 0;
  margin: 0;
}
img {
  max-width: 100%;
  display: block;
}
button, input, select, textarea {
  font-family: inherit;
  font-size: 100%;
  outline: none;
  border: none;
  background: none;
}
button {
  cursor: pointer;
  transition: background 0.2s, color 0.2s;
}
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', 'Open Sans', Arial, Helvetica, sans-serif;
  color: #174B71;
  font-weight: 700;
}
h1 {
  font-size: 2.5rem;
  margin-bottom: 24px;
  line-height: 1.1;
}
h2 {
  font-size: 2rem;
  margin-bottom: 20px;
  line-height: 1.2;
}
h3 {
  font-size: 1.25rem;
  margin-bottom: 12px;
  line-height: 1.3;
}
h4 {
  font-size: 1.125rem;
  margin-bottom: 12px;
  line-height: 1.3;
}
p, li, td, th {
  font-size: 1rem;
  color: #2d3a48;
}
strong {
  font-weight: bold;
}

/* =============== CONTAINER =============== */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding-left: 16px;
  padding-right: 16px;
}

/* ================= HEADER ================= */
header {
  background: #fff;
  box-shadow: 0 4px 18px rgba(23,75,113,0.04), 0 1.5px 0 rgba(23,75,113,0.08);
  position: sticky;
  top: 0;
  z-index: 101;
}
header .container {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  height: 76px;
}
.logo {
  display: flex;
  align-items: center;
  max-height: 56px;
}
.logo img {
  height: 44px;
  width: auto;
}
.main-nav {
  display: flex;
  align-items: center;
  gap: 24px;
}
.main-nav a {
  font-family: 'Montserrat', 'Open Sans', Arial, Helvetica, sans-serif;
  font-weight: 500;
  font-size: 1rem;
  color: #174B71;
  padding: 8px 12px;
  border-radius: 6px;
  transition: background 0.2s, color 0.2s;
  line-height: 1.6;
}
.main-nav a:hover, .main-nav a:focus {
  background: #e7eef3;
  color: #FFAD28;
}
.main-nav .btn-primary {
  padding: 10px 20px;
  background: #174B71;
  color: #fff;
  border-radius: 8px;
  font-weight: 600;
  transition: background 0.2s, color 0.2s, box-shadow 0.2s;
  border: none;
  margin-left: 10px;
  box-shadow: 0 3px 10px rgba(23,75,113,0.10);
}
.main-nav .btn-primary:hover, .main-nav .btn-primary:focus {
  background: #123859;
  color: #FFAD28;
  box-shadow: 0 8px 24px rgba(23,75,113,0.13);
}
.mobile-menu-toggle {
  display: none;
  background: #174B71;
  color: #fff;
  font-size: 2rem;
  padding: 6px 18px;
  border-radius: 8px;
  margin-left: 16px;
  z-index: 200;
  border: none;
  transition: background 0.2s, color 0.2s, box-shadow 0.2s;
}
.mobile-menu-toggle:active, .mobile-menu-toggle:focus {
  background: #123859;
  color: #FFAD28;
}

/* ========== MOBILE NAVIGATION ============= */
.mobile-menu {
  position: fixed;
  top: 0;
  left: 0;
  height: 100vh;
  width: 100vw;
  background: rgba(23,75,113,0.96);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: flex-start;
  transform: translateX(-100vw);
  transition: transform 0.4s cubic-bezier(.87,-.41,.19,1.44);
  z-index: 9999;
  padding: 0;
  overflow: auto;
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  background: #fff;
  color: #174B71;
  font-size: 2rem;
  padding: 18px 24px 0 18px;
  border: none;
  align-self: flex-end;
  margin-right: 8px;
  margin-top: 12px;
  cursor: pointer;
  border-radius: 50%;
  box-shadow: 0 1px 4px rgba(23,75,113,0.16);
}
.mobile-menu-close:hover,
.mobile-menu-close:focus {
  background: #FFAD28;
  color: #174B71;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 22px;
  width: 100%;
  margin-top: 28px;
  padding-left: 36px;
}
.mobile-nav a {
  font-family: 'Montserrat', 'Open Sans', Arial, Helvetica, sans-serif;
  color: #fff;
  font-size: 1.2rem;
  font-weight: 500;
  padding: 12px 8px 12px 0;
  border-radius: 6px;
  line-height: 1.6;
  transition: background 0.18s, color 0.18s;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #fff;
  color: #174B71;
}
@media (max-width: 1024px) {
  header .container {
    height: auto;
    flex-direction: row;
    gap: 12px;
  }
  .main-nav {
    gap: 14px;
  }
  .main-nav a {
    padding: 8px 6px;
    font-size: 0.98rem;
  }
}
@media (max-width: 900px) {
  .main-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: inline-block;
  }
}

/* ====== HERO & SECTION SPACING (from instruction) ====== */
.section, section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: none;
}
.hero-section {
  background: #174B71;
  color: #fff;
  padding: 48px 0 48px 0;
  position: relative;
  margin-bottom: 60px;
}
.hero-section .container {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  min-height: 260px;
}
.hero-section h1, .hero-section p {
  color: #fff;
}
.hero-section .btn-primary {
  margin-top: 24px;
  background: #FFAD28;
  color: #174B71;
  font-size: 1.15rem;
}
.hero-section .btn-primary:hover {
  background: #fff;
  color: #174B71;
}

/* ============= CONTENT GRID/CARDS ============= */
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 32px;
  align-items: flex-start;
}
.feature-grid, .service-cards, .car-categories {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  margin-top: 14px;
  margin-bottom: 14px;
}
.feature-grid > div, .service-cards > div, .car-categories > div {
  background: #fff;
  border-radius: 14px;
  padding: 30px 22px;
  flex: 1 0 210px;
  box-shadow: 0 2px 14px rgba(23,75,113,0.06);
  min-width: 220px;
  transition: box-shadow .19s, transform .19s;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  min-height: 220px;
}
.feature-grid > div:hover, .service-cards > div:hover, .car-categories > div:hover {
  box-shadow: 0 7px 24px rgba(23,75,113,0.13);
  transform: translateY(-4px) scale(1.03);
}
.feature-grid img, .car-categories img {
  margin-bottom: 12px;
  width: 38px;
  height: 38px;
}
.price-tag {
  display: inline-block;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
  margin-top: 16px;
  background: #e7eef3;
  color: #174B71;
  font-weight: 700;
  padding: 7px 16px;
  border-radius: 24px;
  font-size: 1.06rem;
}

/* =================== TESTIMONIALS ================== */
.testimonial-section {
  background: #f4f7fa;
  margin-bottom: 60px;
  padding: 40px 20px;
}
.testimonial-slider {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 20px;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  padding: 20px 28px;
  margin-bottom: 20px;
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 2px 9px rgba(23,75,113,0.11);
  min-width: 240px;
  max-width: 430px;
  flex: 1 1 290px;
  transition: box-shadow .18s, transform .18s;
}
.testimonial-card:hover {
  box-shadow: 0 8px 30px rgba(23,75,113,0.16);
  transform: translateY(-2px) scale(1.03);
}
.testimonial-card p {
  color: #23344b;
  font-size: 1.06rem;
  font-style: italic;
  line-height: 1.6;
}
.testimonial-card span {
  font-size: 0.97rem;
  color: #6b7a8c;
  font-family: 'Montserrat', Arial, Helvetica, sans-serif;
}

/* =============== CTA Section ============ */
.cta-section {
  background: #174B71;
  color: #fff;
  border-radius: 18px;
  margin-bottom: 60px;
  padding: 36px 24px;
  display: flex;
  flex-direction: column;
  align-items: stretch;
}
.cta-section h2, .cta-section li, .cta-section p {
  color: #fff;
}
.cta-section ul {
  margin-top: 20px;
  margin-bottom: 32px;
  padding-left: 18px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.cta-section .btn-primary {
  background: #FFAD28;
  color: #174B71;
  padding: 12px 34px;
  font-size: 1.18rem;
  border-radius: 10px;
  font-weight: bold;
  align-self: flex-start;
  box-shadow: 0 4px 18px rgba(255,173,40,0.06);
}
.cta-section .btn-primary:hover, .cta-section .btn-primary:focus {
  background: #fff;
  color: #174B71;
}

/* =============== PRICING TABLE ============= */
.pricing-table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  box-shadow: 0 2px 12px rgba(23,75,113,0.09);
  border-radius: 14px;
  margin-bottom: 30px;
  overflow: hidden;
}
.pricing-table th, .pricing-table td {
  padding: 15px 18px;
  text-align: left;
  border-bottom: 1px solid #e3eaf2;
  font-size: 1rem;
}
.pricing-table th {
  background: #174B71;
  color: #fff;
  font-weight: 600;
  font-family: 'Montserrat', Arial;
  border-bottom: 2px solid #FFAD28;
  font-size: 1.03rem;
}
.pricing-table tr:last-child td {
  border-bottom: none;
}
.pricing-table tr:hover td {
  background: #f3f8fc;
}

/* =========== FAQ =========== */
.faq-list, .faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 22px;
}
.faq-item {
  background: #fff;
  border-radius: 11px;
  padding: 22px 18px;
  box-shadow: 0 2px 11px rgba(23,75,113,0.07);
}
.faq-item h3 {
  margin-bottom: 8px;
  color: #174B71;
  font-size: 1.1rem;
}

/* =========== Cards & Content Patterns (MANDATORY) =========== */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  margin-bottom: 20px;
  position: relative;
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* ============ SERVICE / CONVENIENCE LISTS ============ */
.service-list, .convenience-list {
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin-bottom: 30px;
}
.service-list li, .convenience-list li {
  background: #fff;
  border-radius: 11px;
  padding: 22px 18px;
  box-shadow: 0 2px 7px rgba(23,75,113,0.06);
  margin-bottom: 10px;
  position: relative;
}
.service-list .price-tag {
  margin-top: 12px;
}

/* ============ CONTACT / INFO BOXES ============= */
.contact-details ul, .contact-info ul {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.contact-details li, .contact-info li {
  display: flex;
  align-items: center;
  font-size: 1rem;
  color: #174B71;
}
.contact-details img, .contact-info img {
  width: 22px;
  height: 22px;
  margin-right: 10px;
  filter: grayscale(0.6) brightness(1.2);
}
.map-location {
  background: #e9f1f8;
  border-radius: 10px;
  padding: 18px 18px 18px 22px;
  margin: 16px 0 20px 0;
}
.map-location h3 {
  margin-bottom: 6px;
  color: #174B71;
}

/* ============= THANK YOU PAGE =============== */
.thank-you-message {
  background: #fff;
  border-radius: 11px;
  padding: 38px 30px;
  text-align: center;
  margin-top: 18px;
  box-shadow: 0 2px 15px rgba(23,75,113,0.08);
}
.thank-you-message a.btn-primary {
  margin-top: 26px;
  padding: 11px 30px;
  background: #174B71;
  color: #fff;
}
.thank-you-message a.btn-primary:hover {
  background: #FFAD28;
  color: #174B71;
}

/* ================= FOOTER ================ */
footer {
  background: #193B54;
  color: #f5f5f7;
  padding: 38px 0 0 0;
  margin-top: 48px;
  border-top-left-radius: 22px;
  border-top-right-radius: 22px;
}
footer .container {
  display: flex;
  flex-direction: column;
  gap: 28px
}
footer .content-wrapper {
  display: flex;
  flex-wrap: wrap;
  gap: 56px;
  justify-content: space-between;
}
.brand-info {
  flex: 1 1 200px;
  min-width: 160px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.brand-info img {
  width: 54px;
  height: auto;
}
.brand-info p {
  font-size: 1rem;
  color: #d3deea;
}
.quick-links, .contact-info, .social-links {
  flex: 1 1 120px;
  display: flex;
  flex-direction: column;
  gap: 9px;
}
.quick-links h4, .contact-info h4, .social-links h4 {
  color: #FFAD28;
  font-family: 'Montserrat', Arial;
}
.quick-links ul, .contact-info ul {
  gap: 7px;
}
.quick-links a, .contact-info a {
  color: #fff;
  transition: color .18s;
  font-weight: 500;
  font-size: 0.98rem;
}
.quick-links a:hover, .contact-info a:hover {
  color: #FFAD28;
}
.social-links {
  flex-direction: row;
  gap: 18px;
  align-items: center;
  margin-top: 14px;
}
.social-links a img {
  width: 32px;
  height: 32px;
  opacity: 0.90;
  transition: opacity 0.18s, filter 0.18s;
}
.social-links a:hover img {
  opacity: 1;
  filter: brightness(1.3);
}
.footer-bottom {
  border-top: 1px solid #285c8a;
  padding: 18px 0 18px 0;
  text-align: center;
  color: #b0c3d2;
  font-size: 0.99rem;
  margin-top: 10px;
  letter-spacing: .015em;
}
.footer-bottom a {
  color: #b0c3d2;
  margin: 0 8px;
  transition: color 0.18s;
}
.footer-bottom a:hover {
  color: #FFAD28;
}

/* =========== BUTTONS ============= */
.btn-primary {
  display: inline-block;
  background: #174B71;
  color: #fff;
  padding: 11px 28px;
  border-radius: 8px;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  font-size: 1rem;
  text-align: center;
  cursor: pointer;
  transition: background 0.18s, color 0.18s, box-shadow 0.18s;
  border: none;
  box-shadow: 0 3px 10px rgba(23,75,113,0.06);
}
.btn-primary:hover, .btn-primary:focus {
  background: #FFAD28;
  color: #174B71;
  box-shadow: 0 7px 20px rgba(255,173,40,0.11);
}

/* ============ COOKIE CONSENT BANNER ============ */
.cookie-banner {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  width: 100vw;
  background: #174B71;
  color: #fff;
  box-shadow: 0 -2px 24px rgba(23,75,113,0.06);
  z-index: 12000;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 28px;
  flex-wrap: wrap;
  padding: 20px 18px 18px 18px;
  animation: cookieFadeIn .7s cubic-bezier(.77,-0.41,.35,1.35);
  font-size: 1rem;
}
@keyframes cookieFadeIn {
  from { transform: translateY(80px); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}
.cookie-banner .cookie-text {
  flex: 1 1 320px;
  margin-bottom: 10px;
  color: #fff;
  font-size: 1rem;
}
.cookie-banner .cookie-actions {
  display: flex;
  gap: 16px;
  align-items: center;
  flex-wrap: wrap;
  margin-bottom: 10px;
}
.cookie-banner button {
  font-family: 'Montserrat', Arial, sans-serif;
  padding: 7px 22px;
  font-size: 1rem;
  border-radius: 5px;
  background: #fff;
  color: #174B71;
  transition: background 0.18s, color 0.18s, box-shadow 0.18s;
  margin-right: 6px;
  border: none;
  box-shadow: 0 2px 9px rgba(23,75,113,0.05);
}
.cookie-banner button:hover {
  background: #FFAD28;
  color: #174B71;
}
.cookie-banner .cookie-settings-btn {
  background: #FFAD28;
  color: #174B71;
}
.cookie-banner .cookie-settings-btn:hover {
  background: #fff;
  color: #174B71;
}

/* Cookie Preferences Modal */
.cookie-modal-overlay {
  position: fixed;
  left: 0; right: 0; top: 0; bottom: 0;
  background: rgba(23,75,113,0.6);
  z-index: 13000;
  display: flex;
  align-items: center;
  justify-content: center;
  animation: fadeIn .3s ease;
}
@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}
.cookie-modal {
  background: #fff;
  color: #174B71;
  border-radius: 16px;
  box-shadow: 0 6px 40px rgba(23,75,113,0.17);
  padding: 34px 32px 24px 32px;
  max-width: 400px;
  width: 94vw;
  display: flex;
  flex-direction: column;
  position: relative;
  animation: modalSlideIn .4s cubic-bezier(.87,-.41,.19,1.44);
}
@keyframes modalSlideIn {
  from { transform: translateY(70px); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}
.cookie-modal h2 {
  color: #174B71;
  margin-bottom: 18px;
  font-size: 1.29rem;
}
.cookie-modal .cookie-category-list {
  margin-top: 14px;
  display: flex;
  flex-direction: column;
  gap: 17px;
}
.cookie-modal .cookie-category {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid #e7eef3;
}
.cookie-modal .cookie-category:last-child {
  border-bottom: none;
}
.cookie-modal .cookie-toggle {
  width: 42px;
  height: 22px;
  border-radius: 22px;
  background: #e7eef3;
  position: relative;
  cursor: pointer;
  transition: background 0.18s;
  flex-shrink: 0;
}
.cookie-modal .cookie-toggle[data-active="true"] {
  background: #174B71;
}
.cookie-modal .cookie-toggle:after {
  content: '';
  position: absolute;
  left: 3px;
  top: 3px;
  width: 16px;
  height: 16px;
  background: #fff;
  border-radius: 50%;
  transition: left 0.18s, background 0.18s;
  box-shadow: 0 1px 4px rgba(23,75,113,0.12);
}
.cookie-modal .cookie-toggle[data-active="true"]:after {
  left: 23px;
  background: #FFAD28;
}
.cookie-modal .cookie-category[aria-disabled="true"] {
  opacity: .62;
  pointer-events: none;
}
.cookie-modal .cookie-modal-actions {
  display: flex;
  justify-content: flex-end;
  gap: 16px;
  margin-top: 22px;
}
.cookie-modal button {
  padding: 7px 20px;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  border-radius: 6px;
  border: none;
  background: #174B71;
  color: #fff;
  transition: background 0.18s, color 0.18s;
}
.cookie-modal button:hover {
  background: #FFAD28;
  color: #174B71;
}
.cookie-modal .cookie-modal-close {
  position: absolute;
  top: 12px;
  right: 18px;
  background: transparent;
  border: none;
  color: #B7BCCE;
  font-size: 1.6rem;
  cursor: pointer;
}
.cookie-modal .cookie-modal-close:hover {
  color: #174B71;
}

/* ========== TYPOGRAPHY SCALE (for hierarchy) ========= */
@media (max-width: 500px) {
  h1 {
    font-size: 1.7rem;
  }
  h2 {
    font-size: 1.35rem;
  }
  h3 {
    font-size: 1.09rem;
  }
  .cta-section {
    padding: 22px 9px;
  }
}

/* ============== RESPONSIVE DESIGN ============= */
@media (max-width: 900px) {
  .container {
    max-width: 94vw;
    padding-left: 8px;
    padding-right: 8px;
  }
  .feature-grid, .service-cards, .car-categories {
    gap: 16px;
  }
  .feature-grid > div, .service-cards > div, .car-categories > div {
    min-width: 160px;
    padding: 18px 10px;
  }
  .content-wrapper, main .content-wrapper {
    gap: 22px;
    padding: 0;
  }
  .testimonial-slider {
    gap: 11px;
  }
  .footer .content-wrapper {
    gap: 28px;
    flex-wrap: wrap;
  }
}
@media (max-width: 768px) {
  .content-wrapper, main .content-wrapper {
    padding: 0;
    gap: 18px;
  }
  .feature-grid, .service-cards, .car-categories {
    flex-direction: column;
    gap: 10px;
  }
  .feature-grid > div, .service-cards > div, .car-categories > div {
    min-width: unset;
    width: 100%;
    margin-bottom: 0px;
  }
  .testimonial-slider {
    flex-direction: column;
    gap: 12px;
  }
  .testimonial-card {
    min-width: unset;
    max-width: unset;
    width: 100%;
    gap: 10px;
  }
  .footer .content-wrapper {
    flex-direction: column;
    gap: 12px;
  }
  .footer-bottom {
    font-size: 0.93rem;
  }
  .map-location {
    padding: 12px 10px 11px 11px;
  }
}
@media (max-width: 650px) {
  .hero-section .container {
    padding: 0 0px;
    min-height: 160px;
  }
  .section, section {
    padding: 18px 4px;
    margin-bottom: 38px;
  }
}
@media (max-width: 500px) {
  .testimonial-card, .feature-grid > div, .service-cards > div {
    padding: 14px 7px;
  }
  .thank-you-message {
    padding: 21px 4px;
  }
  .cta-section {
    padding: 10px 4px;
  }
  .pricing-table th, .pricing-table td {
    padding: 7px 6px;
    font-size: 0.96rem;
  }
}
@media (max-width: 420px) {
  .cookie-modal {
    padding: 10px 3px;
  }
}

/* ========== UTILITY ========== */
.text-section {
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.text-section ul, .text-section ol {
  margin-left: 16px;
  margin-top: 8px;
  margin-bottom: 10px;
  color: #2c415c;
  list-style: disc inside;
  font-size: 1rem;
}
.insurance-details {
  background: #f2f6fa;
  padding: 16px;
  border-radius: 8px;
  margin-top: 6px;
}
.insurance-details h3 {
  font-size: 1.1rem;
  margin-bottom: 9px;
}
.contact-for-more {
  background: #f4f7fc;
  padding: 13px 16px;
  border-radius: 9px;
  margin: 14px 0;
}
.contact-for-more p, .contact-for-more a {
  font-size: 1rem;
  color: #174B71;
}

/* ======= General Animations / Transitions ======= */
.card, .feature-grid > div, .service-cards > div, .testimonial-card {
  transition: transform .19s ease, box-shadow .16s ease;
}
.btn-primary, .cookie-banner button, .cookie-modal button {
  transition: background 0.18s, color 0.18s, box-shadow 0.18s;
}

/* ============ END CSS ============= */